Welcome or Register

Blog

 

A Beginner's Guide to Buying a Home

Whether you’re ready to buy a home is a personal question that should be answered based on your finances (and other things, like commitment to the area and life choices). I’m a big proponent of the Dave Ramsey line of thinking when it comes t... http://www.insiderealty.com/a-beginners-guide-to-buying-a-home

8 Things NOT to Do During Your Home Search



Got pre-approved to buy a home? Already have your dream home under contract? Make sure your home buying process goes smoothly, and as planned. Here are 10 things you need to avoid to make sure you actually get your home in a timely fashion.

  1. Don’t lose the money trail – Where is your money coming from?
    • Your lender will need documentation of all your transactions to make sure you really have enough money. “The dog ate my receipts” will work as well as it did with your high school Physics teacher.
       
  2. Don’t spend your savings – You may need a higher down payment.
    • I know you think you really need that couture pink flamingo lamp but you know what you’ll need more than even that? Cash for a down payment!
       
  3. Don’t make late payments – Keep showing you’re creditworthy.
    • Are you sensing a theme here? You’re going to have to stay on top of your credit in order to be worthy of a loan.
       
  4. Don’t close credit accounts – This causes your credit scores to drop.
    • I know that Youtube Guru raves about the benefits of transferring balances and closing unused cards. Don’t listen to that guy. It can really hurt your credit score and then you’ll be in the same place that guy is: his mother’s basement.
       
  5. Don’t change jobs – Job stability is an important factor.
    • Although job changes can help you advance in your career it could delay your quest for home ownership.
       
  6. Don’t buy furniture yet – Wait until you actually own the home.
    • I know you’ve picked out the perfect luxury items for your brand new home but avoid buying them until AFTER you close on your home.
       
  7. Don’t finance a car – Keep your debit-to-income ratio as is for now.
    • If you’d like to live in your new car instead of your dream home then go ahead and pick on up.
       
  8. Don’t apply for new credit – This affects your debit-to-income ratio and your credit scores.
    • Applying for a new credit card amid the home buying process will make lenders wonder why you’re in such a rush for extra cash. Look stable and wait.

8 Things NOT to Do During Your Home Search

Got pre-approved to buy a home? Already have your dream home under contract? Make sure your home buying process goes smoothly, and as planned. Here are 10 things you need to avoid to make sure you actually get your home in a timely fashion. Don&rsquo... http://www.insiderealty.com/my-post

Looking for a spacious condo in Waterford?

http://ifttt.com/images/no_image_card.pngTo view more photos, click the address below: 798 Amberly Drive Waterford Twp, MI 48328 Spacious two bedroom condo in the beautiful Heritage Condo Complex. This ground unit features a great kitchen with wood flooring, a large living room with a gas fire... July 07, 2017 at 08:26AMTo view more photos, click the address below: 798 Amberly Drive Waterford Twp, MI 48328 Spacious two bedroom condo in the beautiful Heritage Condo Complex. This ground unit features a great kitchen with wood flooring, a large living room with a gas fire...

source http://www.insiderealty.com/looking-for-a-spacious-condo-in-waterford

Learning Homeownership Skills by Getting Your Hands Dirty

http://ifttt.com/images/no_image_card.pngIn southern Virginia, the Danville Redevelopment and Housing Authority (DRHA) recently expanded their housing program by developing a full-service housing education department. The Center for Housing Education is a three-year venture that offers Virginia&... July 05, 2017 at 11:08AMIn southern Virginia, the Danville Redevelopment and Housing Authority (DRHA) recently expanded their housing program by developing a full-service housing education department. The Center for Housing Education is a three-year venture that offers Virginia&...

source http://www.insiderealty.com/learning-homeownership-skills

Mold

http://ifttt.com/images/no_image_card.pngToday on the blog, we discuss what mold is, health risks, & how to keep your family safe. About Mold and Moisture Molds are living organisms that grow in damp places in your home. They stain or discolor surfaces and smell musty. There are hundreds o... June 28, 2017 at 07:35AMToday on the blog, we discuss what mold is, health risks, & how to keep your family safe. About Mold and Moisture Molds are living organisms that grow in damp places in your home. They stain or discolor surfaces and smell musty. There are hundreds o...

source http://www.insiderealty.com/mold

IDX provided courtesy of Realcomp II Ltd., via Inside Realty, LLC, Copyright 2017 Realcomp II Ltd. Shareholders. Real Estate listings other than those of Inside Realty, LLC are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed to be reliable but not guaranteed. Any use of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited. Last updated on 2017-07-25.

Find a Listing


Quick Search


view all


Any

Any

No Min.

No Max.
Inside Realty LLC “Woman Owned & Operated”
Evduza Ramaj Broker/Owner/GRI/SFR/ABR | Nationally Certified (WBENC/WOSB) | 1877 Orchard Lake Road Suite 204 | Sylvan Lake, MI 48320 | Office - 248-758-0022 | Cell - 586-995-5054